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Sweep Services


Zero Balance Sweep

A Zero Balance Account provides efficient, centralized use of available funds for investment or debt reduction purposes by maintaining account(s) at either a zero balance or other predetermined minimum balance.

  • Eliminate Idle Funds – All Available Funds Will be Concentrated in One Centralized Account
  • Better Manage Your Cash Position

Money Market Sweep

Business customers can deposit all funds to their commercial checking account and automatically have excess funds – over a predetermined target balance – swept to a Money Market Account. 

  • Operating Dollars are Managed Efficiently
  • Earns an Excellent Return on Excess Funds
  • Funds Automatically Sweep to Help Prevent Overdrafts and Service Charges
  • An Automated Sweep Eliminates the Need to Monitor Balances
  • Up to 6 Debit Sweeps Allowed per Month from the Money Market Account to the Checking Account
  • Unlimited Debit Sweeps Allowed from the Checking Account to the Money Market Account

Line of Credit Sweep

A Line of Credit Sweep can help control your borrowing expenses by attaching a line of credit to a commercial checking account.

  • A Target Balance is Set in Your Checking Account.
  • Funds in Excess of the Target Balance Automatically Sweep to Your Line of Credit
  • Funds Sweep Automatically from Your Line of Credit to Your Checking Account When Needed

Dual Sweep

A Dual Sweep combines the services offered in the Money Market Sweep and the Credit Line Sweep - maximize interest income and reduce interest expense.

  • Excess Funds in Their Master Account will Automatically Sweep to the Line of Credit.  Once the Line of Credit is Paid to $0, Excess Funds Will Automatically Sweep to the Money Market Account
  • The Money Market Account Will Act as the First Funding Source for the Commercial Checking Account
  • The Line of Credit Will Only Fund the Master Account if the Money Market Account has an Available Balance of $0

 Corrie Peak
1000 Ridgeway Loop  Rd., Ste. 103
Memphis, TN 38120
901.260.2502
























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